Welcome to C2 Financial – Your Premier Mortgage Partner

As the nation's leading wholesale mortgage brokerage, C2 Financial Corporation partners with over 150 top lenders to bring you the best loan programs and lowest interest rates available. With more than 25 years of experience and recognition as the #1 Broker in the nation by AIME, we are committed to delivering an exceptional mortgage experience for every borrower.

Our advanced technology streamlines your loan application, ensuring you get the best possible mortgage terms without the hassle. Whether you're a first-time homebuyer, looking to upgrade to your dream home, refinancing for a lower payment, or consolidating debt, our expert mortgage team is here to guide you every step of the way.

Get started today and experience a smarter way to finance your home!

Start your home loan process here!

The Torrey Merriel - C2 Financial Co team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at a competitive rate no matter what your needs are.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

Happy couple and agent with paperwork

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

The latest in mortgage news.

Pretty 2 story brick home

What Are Closing Costs?

This week, we’ll explore the different costs you’ll encounter when you sign final documentation to secure your loan and purchase your new home. These…

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Family looking at house for sale

Fixed and Adjustable Rates: What You Need to Know

In this week’s blog from , we’ll explore fixed and adjustable rates and what they mean for borrowers in the short and long term.…

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Frustrated man holding bills at computer

Home Financing FAQs

Whether you’re buying your first home or your tenth, it’s likely that you have at least some questions about home financing. At , we…

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5 Star Review

Our clients are the foundation of our success

Torrey is incredible. We have closed several loans with him and he always gets us the best rates and terms. He will literally move heaven and earth for you… during... read more

Steve Sanchez Avatar Steve Sanchez
December 10, 2024

I recently purchase my first home and I am extremely thankful that a client referred me to Torrey. From beginning to end, he was professional, proactive and on the ball.... read more

sarah lemke Avatar sarah lemke
December 11, 2020

Torrey is an outstanding partner to work with when selling and purchasing a home. He helped us sell our home quickly for the price we were hoping for while at... read more

Amy Thatcher Avatar Amy Thatcher
December 11, 2020

Working with Torrey was a great experience. He made the stressful process of purchasing my first home easy and exciting. I was so impressed I also used him for a... read more

Ryan Avatar Ryan
December 11, 2020